Episodes
Wednesday Feb 14, 2024
Will Bitcoin Reach an All Time High In 2024? | Wealth Wednesday
Wednesday Feb 14, 2024
Wednesday Feb 14, 2024
Welcome to another episode of Wealth Wednesday hosted by Latin Wealth! In today's episode, we kick off by exploring the exciting developments in the world of Bitcoin. The cryptocurrency is eyeing its longest winning run in a year, with Bitcoin approaching $50,000 for the first time since December 2021, currently hovering around $49,102.60. We delve into the reasons behind this surge, including the approval of nine new spot Bitcoin funds in January, attracting over $9 billion in investor inflows. We also discuss the impact of the upcoming Bitcoin halving in May 2024 and explore a list of 19 Bitcoin ETFs with their fees, promotions, and holdings.
Later in the episode, we shift our focus to Latin America, discussing key themes to watch in the region for 2024. As the region concludes its post-pandemic recovery, we examine the challenges and opportunities, including shifts in commodity markets, particularly copper and food exports. We highlight Argentina's significant debt challenges and its interaction with the International Monetary Fund (IMF).
Join us for a comprehensive discussion on the latest in Bitcoin and a deep dive into the economic landscape of Latin America. If you're interested in staying informed about cryptocurrency trends, investment opportunities, and the economic outlook for Latin America, this episode is a must-watch.
Connect with us on social media @Latinwealth, stay tuned for this Friday's podcast, and catch you all next week for more insights on Wealth Wednesday!
Follow us on IG: @latinwealth
Email for questions or inquiries: latinwealthpodcast@gmail.com
Wednesday Feb 07, 2024
Wednesday Feb 07, 2024
Welcome to another insightful episode of Wealth Wednesday presented by Latin Wealth. In today's discussion, we're delving into a significant financial topic – why you should now be concerned about investing in the top 7 tech stocks, often referred to as the 'Magnificent 7.' These stocks include META, NVIDIA, MICROSOFT, APPLE, GOOGLE, AMAZON, and TESLA. We'll be examining an article that urges caution and mindfulness when considering investments in these tech giants.
Key Insights:
A critical analysis of the "Magnificent 7" trade and the need to evolve thinking around it.
Personal perspectives on the current stock prices and the potential future regrets of not investing at today's levels.
An exploration of the article's "hater" tone and the quoted imperative to "Evolve your thinking on the Magnificent Seven, or else."
Later in the episode, we shift our focus to the highly anticipated Apple Vision Pro headset and its potential impact on society. This VR headset, recently released by Apple on February 2, is positioned as a revolutionary product in spatial computing, seamlessly blending digital content with physical space.
Highlights of the Apple Vision Pro:
Introduction to the VR headset and its features.
Apple's vision for a new era of spatial computing.
Comparison with other VR products like Meta Quest Pro.
Future considerations, including the possibility of Apple Vision Pro 2 and lens attachments for glasses wearers.
As we navigate the complexities of tech stock investments and explore the transformative impact of innovative products like the Apple Vision Pro, join us in the conversation. Don't forget to subscribe for more Wealth Wednesday insights and share your thoughts in the comments section below. Let's continue building financial knowledge together.
Follow us on IG: @latinwealth
Email for questions or inquiries: latinwealthpodcast@gmail.com
Wednesday Jan 31, 2024
Why 90% of Millennials Regrets Their First Home Purchase | Wealth Wednesday
Wednesday Jan 31, 2024
Wednesday Jan 31, 2024
Welcome to a new weekly series we are launching on the Latin Wealth platform, Wealth Wednesday! On Wealth Wednesday, we will be discussing trending news, Latino culture and topics surrounding business, host by @chrisbelloso and @ricoramirez86.
Today, we're diving into a crucial topic – the decision of whether to keep or sell your real estate property. Whether it's a property passed down through generations or one you've owned for years, we'll be sharing our thoughts on navigating this significant financial choice.
Later in the episode, stay tuned as we explore a thought-provoking article from the Wall Street Journal titled "Should We Sell Our Home Now or Wait Until One of Us Dies?" The piece delves into the complex decision-making process faced by a couple who purchased property in 1989, assessing the implications of selling now versus waiting.
Key Points:
Capital-gains tax considerations and potential implications on gains.
Insightful perspectives on whether to sell now or wait, drawing from real-life scenarios.
A recent DM interaction highlighting unique situations where property is being passed down.
In the second segment, we unravel a fascinating study revealing that 1 in 3 millennials are delaying home buying as interest rates rise. With 96% acknowledging the impact of high-interest rates on their home buying plans, a staggering 90% express regrets about their first home purchase. The most common regrets include issues with location, neighbors, and high-interest rates.
Noteworthy Insights:
Despite regrets, 79% of millennials are still eager to be homeowners, even willing to pay above the asking price for their dream home.
The study sheds light on the financial challenges faced by millennials, with high debt levels surpassing savings.
As we navigate the intricacies of real estate decisions and millennial homeownership aspirations, remember to subscribe for more Wealth Wednesday discussions. Share your thoughts in the comments, and let's continue building financial knowledge together.
Follow us on IG: @latinwealth
Email for questions or inquiries: latinwealthpodcast@gmail.com
Wednesday Jan 24, 2024
Defying Adversity: Pedro Albizu Campos and the Fight for Puerto Rican Independence
Wednesday Jan 24, 2024
Wednesday Jan 24, 2024
Welcome to a new weekly series we are launching on the Latin Wealth platform, Wealth Wednesday! On Wealth Wednesday, we will be discussing trending news, Latino culture and topics surrounding business, host by @chrisbelloso and @ricoramirez86.
In this special segment, we shine a spotlight on a remarkable figure from our community, Pedro Albizu Campos, a Puerto Rican attorney and politician who played a pivotal role in the Puerto Rican independence movement. Join us as we delve into the life and legacy of this visionary leader, exploring the challenges he faced, the impact of his activism, and the lessons we can draw from his extraordinary journey.
Early Life and Education: Rising Against Adversity Born on June 29, 1893, in Ponce, Puerto Rico, Albizu Campos faced early hardships, losing his mother at a young age and being disowned by his father. However, his brilliance shone through, earning him a scholarship to the University of Vermont and later making history as the first Puerto Rican Harvard graduate.
Military Service and Harvard Law School: Navigating Racism Albizu Campos' service in a segregated military unit during World War I exposed him to racism, fueling his negative perception of the United States. Despite excelling at Harvard Law School, racial prejudice delayed his graduation. Fluent in six languages, he rejected prestigious offers to return to Puerto Rico in 1921, dedicating himself to the cause of independence.
Efforts in Puerto Rico: Bonds, Strikes, and FBI Scrutiny Albizu utilized his legal acumen to create bonds for Puerto Rican independence, drawing attention to the cause. A pivotal moment came in 1934 when he led a successful island-wide agricultural strike. However, the FBI's surveillance intensified, leading to threats, arrests, and a war against Puerto Ricans.
Imprisonment and The Gag Law: Defying Oppression In 1936, Albizu Campos was arrested for conspiracy against the U.S. government, marking the beginning of 25 years of imprisonment. The infamous Gag Law further stifled dissent, prohibiting patriotic expressions and advocating for independence. Despite torture and adversity, Albizu Campos stood resolute.
Legacy: Patriot and Labor Advocate Pedro Albizu Campos remains a symbol of Puerto Rican patriotism and resilience. His unwavering commitment to improving labor conditions and advocating for independence cements his place in history. Join us in honoring this extraordinary leader who fearlessly fought for what he believed in.
Follow us on IG: @latinwealth
Email for questions or inquiries: latinwealthpodcast@gmail.com
Friday Jan 19, 2024
Friday Jan 19, 2024
Welcome David Santiago! Join us in extending a warm welcome to David Santiago, the founder of Scalp Solutions, a renowned non-surgical hair loss studio, among other successful ventures. We dive into his entrepreneurial journey and gain valuable insights into his achievements and lessons learned.
Background: The Story of David Santiago Explore David's roots and background, discovering the formative experiences that shaped his journey. Gain a deeper understanding of the person behind the entrepreneur and the unique perspectives that have influenced his success.
Entrepreneurial Evolution: From Barber to Business Mogul Trace David's career trajectory, starting as a barber and navigating the challenges of entrepreneurship. Learn about the startup costs, the inception of Scalp Solutions, and the incredible growth that propelled the business to over $350K in the past year.
Turning Down an 8-Figure Offer: The "Scalp Solutions" Saga In a major twist, a private equity firm offered an eight-figure buyout for "Scalp Solutions" in 2022. David declined the offer, and we're eager to hear the story behind this pivotal decision. Tune in for the inside scoop on navigating high-stakes business negotiations.
The Sanport Group Empire: Trucking, Logistics, and More! David Santiago wears multiple hats as the founder and CEO of Sanport Group, a firm offering trucking, logistics, and consulting services nationwide. He is also the co-owner of Sanport Logistics and the brains behind Hudson Valley Teeth Whitening, a boutique laser teeth whitening studio. Discover the diverse portfolio that defines the Sanport Group.
Overcoming Setbacks: David's Recent Failure and Resilience Even successful entrepreneurs face setbacks. David opens up about a recent failure and shares the invaluable lessons learned along the way. It's a story of resilience, growth, and the mindset needed to navigate the unpredictable world of business.
The Most Important Investment Lesson: Nuggets of Wisdom To cap off the episode, David imparts his most important investment lesson. Tune in for nuggets of wisdom that can reshape your approach to investment and entrepreneurship.
Follow us on IG: @latinwealth
Email for questions or inquiries: latinwealthpodcast@gmail.com
Wednesday Jan 17, 2024
How To Budget Your Money in 2024? | Latin Wealth podcast
Wednesday Jan 17, 2024
Wednesday Jan 17, 2024
Welcome to a new weekly series we are launching on the Latin Wealth platform, Wealth Wednesday! On Wealth Wednesday, we will be discussing trending news, Latino culture and topics surrounding business, host by @chrisbelloso and @ricoramirez86.Takeaway from a Men's Mastermind:
Discover why community is everything! The accountability, camaraderie, and the shared experience create an environment where iron sharpens iron. Join us as we explore the transformative power of being part of a community that uplifts and supports each other.
Mastering Your Finances in 2024:
Now, let's tackle the main topics, starting with mastering your finances in 2024. Coming out of the holidays, budgeting is crucial. We'll share practical steps and insights on how to budget smarter for a brighter financial future.
Creating a Smarter Budget: Practical Steps for 2024:
1. Set aside money for savings each month.2. Autopay your credit cards for financial discipline.3. Cut unnecessary subscriptions.4. Track your spending with tools like Mint Mobile, Good Budget, and You Need a Budget (YNAB)5. Increase income through strategic selling.6. Develop a comprehensive plan for financial success.
Spotlight: Latino-Owned Companies Making Waves Jeremiah and I are excited to share two Latino-owned companies making a unique impact in their industries.
Tune In, Like, Share, and Subscribe for More Wealth Wisdom! Hit play now and join the conversation! Don't forget to subscribe for weekly insights, empowering stories, and actionable tips to level up your wealth game. Let's conquer 2024 together!
Follow us on IG: @latinwealth
Email for questions or inquiries: latinwealthpodcast@gmail.com
Wednesday Jan 10, 2024
What does WEALTH mean to you?: The Perception of Wealth in America | Wealth Wednesday
Wednesday Jan 10, 2024
Wednesday Jan 10, 2024
Welcome to a new weekly series we are launching on the Latin Wealth platform, Wealth Wednesday! On Wealth Wednesday, we will be discussing trending news, Latino culture and topics surrounding business, host by @chrisbelloso and @ricoramirez86.
Are You Rich? The Perception of Wealth in America According to a recent survey, the average American equates being wealthy with a net worth of approximately $2.2 million. Let's explore the tiers of wealth in America and how they align with these perceptions.
Beyond Statistics: Understanding Wealth Holistically While numbers provide insights, we go beyond statistics to understand wealth as more than just the figures in your bank account. Join us as we dive into tips and perspectives that transcend the financial realm and explore ways to achieve wealth in 2024.
Exploring Financial Habits: Savings, Spending, and Discipline Delve into the foundations of accumulating wealth, starting with savings and spending habits. In a society where consumerism and debt are at an all-time high, we discuss the challenges and provide insights into developing healthy financial habits. Learn the discipline needed to live within your means and make your money work for you.
View Money as a Tool: Healing and Shifting Perspectives We examine our community's negative relationship with money and discuss the importance of viewing money as a tool. Explore the concept of money as a workforce, contributing to your goals, and take steps to heal and grow from past triggers.
Life Goals Over Money: Defining True Wealth Shift the focus from chasing money to fulfilling life aspirations. Wealth is more than accumulating dollars; it's about discovering your divine purpose and understanding what truly matters to you.
Perspective on Flexibility and Options: Indicators of True Wealth True wealth is having choices and flexibility. Whether it's time for family, investing in business ideas, or learning new skills, having options is a significant indicator of wealth.
Tools to Empower Your Wealth Journey: Apps and Books Explore financial wellness tools like Mint, business banking with Bank Novo, and online brokerage options like TD Ameritrade, Fidelity, and E*TRADE. Elevate your financial literacy with books such as "The Psychology of Money," "The Wealth Warrior" by Linda Garcia, and "Money: Master the Game" by Tony Robbins.
Make Wealth Happen! Remember, while the benchmark for richness in America may be $2.2 million, wealth is subjective. Healthy financial habits and personal perspectives are key in defining and achieving true wealth. If you really want it, you must make it happen!
Follow us on IG: @latinwealth
Email for questions or inquiries: latinwealthpodcast@gmail.com
Wednesday Jan 03, 2024
Wealth Migration and Latino Disparities in Media and Investment | Wealth Wednesday
Wednesday Jan 03, 2024
Wednesday Jan 03, 2024
Welcome to a new weekly series we are launching on the Latin Wealth platform, Wealth Wednesday! On Wealth Wednesday, we will be discussing trending news, Latino culture and topics surrounding business, host by @chrisbelloso and @ricoramirez86.
Wealth Migration and Latino Disparities in Media and Investment
In this eye-opening episode, we explore two critical topics impacting the Latino community – the rapid wealth migration to Miami by Latin America's big investors and the disparities in media and investment highlighted by the "Show the Receipts" campaign.
Latin America's Wealth Migration to Miami: A Historical ShiftRecent times have witnessed an unprecedented wealth migration as affluent Latin American investors swiftly move their assets to Miami. Join us as we delve into the driving forces behind this historic shift, fueled by regional instability and the allure of higher returns in Miami compared to their home countries.
"Show the Receipts" Campaign: Addressing Disparities in Latino Media and Investment Shifting gears, we dive into the efforts of the nonprofit group Aquí: The Accountability Movement. They've launched billboards in California as part of their "Show the Receipts" campaign, drawing attention to disparities in Latino media and investment.
Key Points from the Campaign Explore the disparities highlighted by the billboard, showcasing the economic output of Latino consumers ($3.4 trillion) compared to the investment in Latino startups ($1.3 billion). We dissect a study revealing that if U.S. Latinos were their own country, their economic output would rank fifth globally.
Disparities in Latino Representation in Film Uncover the billboard's call-out regarding the lack of Latino representation in film, despite the community's significant box office spending. The contrast between ticket sales to Latinos and the representation of Latino leads and directors is stark.
Follow us on IG: @latinwealth
Email for questions or inquiries: latinwealthpodcast@gmail.com
Wednesday Dec 27, 2023
Should You Invest In The Dominican Republic?: Pros and Cons | Wealth Wednesday
Wednesday Dec 27, 2023
Wednesday Dec 27, 2023
Welcome back, Latin Wealth community! Today, we're addressing some important topics that have arisen since our last episode with Rosalyn from Urban Teach. We want to express our gratitude for the overwhelming response – last week's episode was phenomenal, and we appreciate your engagement!
🗣️ Our Commitment to Diverse Perspectives 🌎💬First and foremost, we want to emphasize that we embrace all opinions and thoughts. As a platform, we strive to provide our audience with quality information and encourage you to make informed decisions. However, we won't tolerate any slander towards our guests. Our mission is to foster an inclusive space where hard subjects can be discussed without making it about us.
1. The Conflict Between Haiti and DR: A Crucial DiscussionWe acknowledge that racism is alive not only in America but also in the Caribbean and globally. Recognizing that brown and black individuals don't always have the same playing field, we aim to be as inclusive as possible with our guests and topics. We tackle the tough subjects, always mindful not to make it about ourselves.
2. Addressing Fears and Concerns about Investing in DR 🌐🤔One of the biggest concerns raised is the perceived danger or fear of being scammed when investing in the Dominican Republic. We'll address this fear head-on and provide insights into the safety and viability of investments in the DR.
3. General Questions about Investing in DR: Separating Fact from Fiction 📉📈We'll also delve into more general questions about whether investing in the DR is a bad or good investment, separating myths from realities in the process.
Follow us on IG: @latinwealth
Email for questions or inquiries: latinwealthpodcast@gmail.com
Friday Dec 22, 2023
Friday Dec 22, 2023
Welcome back to Latin Wealth podcast! Today, we have an exceptional guest on the podcast – Rosalyn Ortega-Elie is the Founder of Urban Teach, an educational platform focused on Real Estate investing and entrepreneurship for newbies. Rosalyn is a New York City native with a passion for self-education and community building. Her professional beginnings a career in the Hospitality industry, which allowed her to climb up the ranks with some of the largest hotel chains in the world. True to her ambitious nature, she took every opportunity to learn how to create other sources of income outside of her job by investing in rental properties, launching Urban Teach from scratch on her time off, and most recently taking on the role of International Broker for a leading builder in the Dominican Republic.
Topics: Investing in the Dominican Republic: Unlocking Opportunities Why is Rosalyn excited about investing in the Dominican Republic, apart from her Dominican roots? Discover the thrill behind her investment in three hotels to be operated by Hyatt. Compare the nuances of investing in other countries versus the United States and the benefits it brings.
The Process of International Investing: Setting Yourself Up for SuccessRosalyn shares insights into the process of investing internationally, offering guidance on how investors can set themselves up for success. Learn about the shift from renting to investing and the key considerations for a seamless international investment journey.
Renting vs Owning: Navigating Job Layoffs and Shifting Mindsets In light of recent job layoffs, like Spotify's decision to cut 17% of its workforce, we explore the evolving mindset of the next generation. Rosalyn provides her thoughts on the increasing focus on freedom and flexibility and how it impacts the choice between renting and owning real estate.
Follow us on IG: @latinwealth
Email for questions or inquiries: latinwealthpodcast@gmail.com
#domincanrepublic #realestateinvesting #realestate
Your Title
This is the description area. You can write an introduction or add anything you want to tell your audience. This can help potential listeners better understand and become interested in your podcast. Think about what will motivate them to hit the play button. What is your podcast about? What makes it unique? This is your chance to introduce your podcast and grab their attention.