Episodes
Wednesday Jan 03, 2024
Wealth Migration and Latino Disparities in Media and Investment | Wealth Wednesday
Wednesday Jan 03, 2024
Wednesday Jan 03, 2024
Welcome to a new weekly series we are launching on the Latin Wealth platform, Wealth Wednesday! On Wealth Wednesday, we will be discussing trending news, Latino culture and topics surrounding business, host by @chrisbelloso and @ricoramirez86.
Wealth Migration and Latino Disparities in Media and Investment
In this eye-opening episode, we explore two critical topics impacting the Latino community – the rapid wealth migration to Miami by Latin America's big investors and the disparities in media and investment highlighted by the "Show the Receipts" campaign.
Latin America's Wealth Migration to Miami: A Historical ShiftRecent times have witnessed an unprecedented wealth migration as affluent Latin American investors swiftly move their assets to Miami. Join us as we delve into the driving forces behind this historic shift, fueled by regional instability and the allure of higher returns in Miami compared to their home countries.
"Show the Receipts" Campaign: Addressing Disparities in Latino Media and Investment Shifting gears, we dive into the efforts of the nonprofit group Aquí: The Accountability Movement. They've launched billboards in California as part of their "Show the Receipts" campaign, drawing attention to disparities in Latino media and investment.
Key Points from the Campaign Explore the disparities highlighted by the billboard, showcasing the economic output of Latino consumers ($3.4 trillion) compared to the investment in Latino startups ($1.3 billion). We dissect a study revealing that if U.S. Latinos were their own country, their economic output would rank fifth globally.
Disparities in Latino Representation in Film Uncover the billboard's call-out regarding the lack of Latino representation in film, despite the community's significant box office spending. The contrast between ticket sales to Latinos and the representation of Latino leads and directors is stark.
Follow us on IG: @latinwealth
Email for questions or inquiries: latinwealthpodcast@gmail.com
Wednesday Dec 27, 2023
Should You Invest In The Dominican Republic?: Pros and Cons | Wealth Wednesday
Wednesday Dec 27, 2023
Wednesday Dec 27, 2023
Welcome back, Latin Wealth community! Today, we're addressing some important topics that have arisen since our last episode with Rosalyn from Urban Teach. We want to express our gratitude for the overwhelming response – last week's episode was phenomenal, and we appreciate your engagement!
🗣️ Our Commitment to Diverse Perspectives 🌎💬First and foremost, we want to emphasize that we embrace all opinions and thoughts. As a platform, we strive to provide our audience with quality information and encourage you to make informed decisions. However, we won't tolerate any slander towards our guests. Our mission is to foster an inclusive space where hard subjects can be discussed without making it about us.
1. The Conflict Between Haiti and DR: A Crucial DiscussionWe acknowledge that racism is alive not only in America but also in the Caribbean and globally. Recognizing that brown and black individuals don't always have the same playing field, we aim to be as inclusive as possible with our guests and topics. We tackle the tough subjects, always mindful not to make it about ourselves.
2. Addressing Fears and Concerns about Investing in DR 🌐🤔One of the biggest concerns raised is the perceived danger or fear of being scammed when investing in the Dominican Republic. We'll address this fear head-on and provide insights into the safety and viability of investments in the DR.
3. General Questions about Investing in DR: Separating Fact from Fiction 📉📈We'll also delve into more general questions about whether investing in the DR is a bad or good investment, separating myths from realities in the process.
Follow us on IG: @latinwealth
Email for questions or inquiries: latinwealthpodcast@gmail.com
Friday Dec 22, 2023
Friday Dec 22, 2023
Welcome back to Latin Wealth podcast! Today, we have an exceptional guest on the podcast – Rosalyn Ortega-Elie is the Founder of Urban Teach, an educational platform focused on Real Estate investing and entrepreneurship for newbies. Rosalyn is a New York City native with a passion for self-education and community building. Her professional beginnings a career in the Hospitality industry, which allowed her to climb up the ranks with some of the largest hotel chains in the world. True to her ambitious nature, she took every opportunity to learn how to create other sources of income outside of her job by investing in rental properties, launching Urban Teach from scratch on her time off, and most recently taking on the role of International Broker for a leading builder in the Dominican Republic.
Topics: Investing in the Dominican Republic: Unlocking Opportunities Why is Rosalyn excited about investing in the Dominican Republic, apart from her Dominican roots? Discover the thrill behind her investment in three hotels to be operated by Hyatt. Compare the nuances of investing in other countries versus the United States and the benefits it brings.
The Process of International Investing: Setting Yourself Up for SuccessRosalyn shares insights into the process of investing internationally, offering guidance on how investors can set themselves up for success. Learn about the shift from renting to investing and the key considerations for a seamless international investment journey.
Renting vs Owning: Navigating Job Layoffs and Shifting Mindsets In light of recent job layoffs, like Spotify's decision to cut 17% of its workforce, we explore the evolving mindset of the next generation. Rosalyn provides her thoughts on the increasing focus on freedom and flexibility and how it impacts the choice between renting and owning real estate.
Follow us on IG: @latinwealth
Email for questions or inquiries: latinwealthpodcast@gmail.com
#domincanrepublic #realestateinvesting #realestate
Wednesday Dec 20, 2023
Wednesday Dec 20, 2023
Welcome back to the Latin Wealth podcast, where we dive deep into the financial currents shaping our world.
Topics:
Lower Interest Rates: Financial Impact and PredictionsBreaking down the financial landscape, we discuss the current state of interest rates. Explore how lower rates are set to affect your money, from new purchases to credit card debts. Learn about the predicted interest rate cuts for 2024 and the potential implications on demand and prices.
Inflation Insights: Balancing the Numbers Dive into the world of inflation as we analyze the current rate and the goals to bring it back to 2%. Uncover what determines the inflation rate and how it impacts your everyday life.
Costco's Financial Resilience: A $15 Surprise DividendWitness Costco's financial prowess as they announce a special dividend of $15 a share. We explore the surprise item in their fiscal 2024 kickoff – gold! Discover the unique business model that keeps Costco thriving, even with a seemingly low gross margin.
🎧 Tune in Now for Financial Wisdom! 🎙️🔔Hit play now and join the conversation as we navigate the seas of finance. Don't forget to subscribe for more Wealth Wednesday insights! 💡🌐
Friday Dec 15, 2023
How To Build a Career In The Music Industry w/ Word Life
Friday Dec 15, 2023
Friday Dec 15, 2023
Welcome, music enthusiasts, to another electrifying episode of Latin Wealth podcast! Today, we have a special guest in the studio, the talented rap artist hailing from The Bronx, New York – @iamwordlife ! From being featured in prestigious publications like The Source magazine to making waves on platforms like Lyrical Lemonade, Word Life has emerged as a rising star and entrepreneur in the hip-hop scene.
🔥 Welcome Word Life! How Are You Doing?Before we dive into the beats and rhymes, let's welcome Word Life to the podcast. How are you doing, Word Life? Thank you for jumping on and sharing your journey with us!
TopicsBusiness Side of Music and the Creative Journey We delve into the current state of the business side of being a creative in the music industry. Does Word Life have mentors guiding him? What valuable lessons has he learned along the way? Find out as we explore the dynamic interplay between artistry and entrepreneurship.
Current State of Hip-Hop: Artists Selling Their Masters? In this intriguing segment, Word Life shares his thoughts on a hot topic in the music industry – artists selling their masters. Gain insights into the ever-evolving landscape of hip-hop and the decisions artists face in navigating their careers.
Hit play now and immerse yourself in the beats, rhymes, and wisdom shared by Word Life. Don't forget to subscribe for more exclusive interviews and captivating conversations with the movers and shakers of the music world.
Wednesday Dec 13, 2023
How To Get Business Credit For New Business Owners | Wealth Wednesday
Wednesday Dec 13, 2023
Wednesday Dec 13, 2023
Welcome to a new weekly series we are launching on the Latin Wealth platform, Wealth Wednesday! On Wealth Wednesday, we will be discussing trending news, Latino culture and topics surrounding business, host by @chrisbelloso and @ricoramirez86.
🎙️ Today's Episode: Leveraging Business Credit with Tobi Rosario! We are thrilled to bring you another dope episode, running it back with a recent guest who's an expert in leveraging credit to build and buy businesses. Welcome back, Tobi Rosario!
Tobi is no stranger to success, having mastered the art of leveraging credit for business ventures, including real estate and e-commerce. In today's conversation, we're putting the spotlight on business credit and exploring how it can be a game-changer in building and scaling businesses.
Together with Tobi, we'll unravel the mysteries of business credit, including:
Business credit vs personal credit: Understanding the distinctions.
Starting the journey: How to initiate the process of building business credit.
Running a business: Do you need a running business to establish business credit?
Personal credit's role: Does your personal credit history influence business credit?
Leveraging strategies: Learn how to effectively leverage business credit for growth.
Diversifying Investments: Explore the importance of diversifying your investments for long-term success.
💡 Get Ready for Invaluable Insights! Whether you're an entrepreneur looking to scale your business or an investor seeking to diversify, this episode is packed with insights that can elevate your financial game. Hit play now and join the conversation with Tobi Rosario, Jeremiah, and the Wealth Wednesday crew! Don't forget to subscribe for more wealth-building wisdom. 🎧🔔
Saturday Dec 09, 2023
How To Have a Healthy Relationship With Money as a Latino w/ Jasmine Ramirez
Saturday Dec 09, 2023
Saturday Dec 09, 2023
Meet Our Guest: Jasmine Ramirez, aka @bamcoaching on IG!Today, we're thrilled to have Jasmine on the podcast. As a Latina Financial Therapist, she's on a mission to help individuals cultivate a healthy relationship with money. Jasmine is also the co-founder of B.A.M. Coaching, a transformative coaching program dedicated to empowering the BIPOC community to take control of their finances and achieve their goals. Welcome, Jasmine! How are you doing? Thank you for joining us on the podcast!
Background: Jasmine's Journey and StoryLet's dive into Jasmine's background, exploring her upbringing and the pivotal moments that led her into the financial wellness industry. Discover the passion and motivation behind her mission to merge emotional wellness with financial literacy.
💸 Relationship with Money: Overcoming Traumas and Starting FreshMoney traumas can shape our financial journey. Jasmine opens up about her experiences and how she cultivated a healthy relationship with money. Learn where she started and the transformative steps she took.
📚 Paying Down Student Loan Debt: Navigating a $1 Trillion Challenge With student loan debt surpassing $1 trillion, Jasmine shares insights into the recent start of student loan repayments. Join us as we discuss the challenges and victories in paying down debt and the financial strategies Jasmine employed.
🚀 Transitioning into Entrepreneurship: Steps to Make the Leap! 🌐Jasmine's journey includes a transition into entrepreneurship. Explore the steps she took to make this significant shift and the lessons learned along the way.
🔧 Services: B.A.M. Coaching - Empowering BIPOC Communities! 🤝Discover the services offered by B.A.M. Coaching, a business committed to helping individuals, especially in the BIPOC community, take control of their money and achieve financial success. Explore the mission and impact of this transformative coaching program.
Ready to gain insights into financial wellness and entrepreneurship? Hit play now and join the conversation with Jasmine! Don't forget to subscribe for more inspiring stories and valuable insights. 🎧🔔
Wednesday Dec 06, 2023
Wednesday Dec 06, 2023
Welcome to a new weekly series we are launching on the Latin Wealth platform, Wealth Wednesday! On Wealth Wednesday, we will be discussing trending news, Latino culture and topics surrounding business, host by @chrisbelloso and @ricoramirez86.
The Latino Impact on America's Future
Did you know that over 1 in 4 Americans will be Latino by 2060, according to the Census Bureau? Currently comprising 19%, the projection hints at a significant shift to 26% by 2060. Join us as we discuss the implications of this demographic transformation, highlighting the need for a mindset shift.
The studies have been echoing this trend for some time now.
While the projection is encouraging, we must continue evolving our mindset to embrace diversity and inclusion fully.
Main Topics: Remembering Charlie Munger's Legacy
Charlie Munger: A Billionaire's Journey
Last week, the world bid farewell to Charlie Munger at the age of 99, Warren Buffet's longtime business partner and friend. With nearly 45 years of collaboration, Munger's Forbes-estimated net worth was an astounding $2.3 billion. Join us as we celebrate his life and contributions to the world of finance.
Life Lessons from Charlie Munger 📚💡
Delve into the wisdom of Charlie Munger as we explore his philosophy: "My game in life was always to avoid all standard ways of failing." Learn from his cautious approach and the simplicity embedded in the teachings of financial giants.
Financial Freedom: More Than Wealth
Charlie Munger's pursuit of wealth wasn't about material possessions but about the independence that comes with financial freedom. Explore the profound idea that "The Big Money Is Not In the Buying and Selling, But In the Waiting."
💹 Bitcoin Buzz: Surging Beyond $42,000
Bitcoin's Latest Rally
Dive into the recent surge as Bitcoin soars past $42,000, marking a significant rise in the midst of a $2 trillion digital assets rout. Discover the factors contributing to its biggest annual gain since 2020.
Bitcoin Halving and ETF Speculations 🔄💼
Uncover the reasons behind Bitcoin's surge, including the upcoming halving that will reduce miners' rewards. We'll also touch upon the impact of past halving and the potential influence of a spot Bitcoin ETF.
🔍 Ready to expand your knowledge on demographics, financial wisdom, and cryptocurrency trends? Hit play now and don't forget to subscribe for more insightful content.
#financialfreedom #bitcoin #charliemunger
Wednesday Nov 29, 2023
Wednesday Nov 29, 2023
Welcome to a new weekly series we are launching on the Latin Wealth platform, Wealth Wednesday! On Wealth Wednesday, we will be discussing trending news, Latino culture and topics surrounding business, host by @chrisbelloso and @ricoramirez86.
On today's episode we discussed:
🧊 Ice Breaker: The Power of GratitudeEver wondered why gratitude is a game-changer? Join us as we explore the importance of this incredible emotion/mentality. Gratitude sits at the pinnacle alongside "love," acting as the bedrock for attracting more positivity into our lives. Discover why treasuring what you have is the key to unlocking what you desire. It's not just an emotion; it's the ultimate state of emotional reception. Plus, find out how incorporating a morning gratitude practice can transform your day! 🌅
📈 Main Topics: Navigating Investments with Wisdom 🤔💰
1. Cautious Investing Beyond $8.5 Billion Revenue Companies Are you an investor relying on dividends to grow your wealth? Brace yourself as we uncover the intricacies of investing, even in companies with colossal revenues. Using the upcoming ex-dividend date of The J. M. Smucker Company (NYSE:SJM) as a case study, we'll explore why caution is key in the investment game.
2. Who is The J. M. Smucker Company? ☕🍽️ Let's unravel the mystery behind this American giant in food and beverage production. With three major business units focusing on consumer foods, pet foods, and coffee (yes, they own Cafe Bustelo!), get to know the force behind the brand.
3. Demystifying Dividends What exactly are dividends, and how do they impact your investment strategy? We break down the basics, explaining how dividends are typically paid from company earnings. A surprising fact: J. M. Smucker paid dividends last year despite being unprofitable! Dive into the world of dividends, the bonuses for shareholders.
4. Crafting Dividend Investment Strategies 📊💼 The game plan for dividends goes beyond the surface. Explore various dividend investment strategies to elevate your financial portfolio. We'll share insights on making the most of dividends while ensuring sustainability and growth.
🎓 Ready to amplify your gratitude and investment game? Hit play now and embark on a journey to a wealthier and more fulfilled you! Don't forget to subscribe and hit the bell for more insightful content. 💡🔔 #Gratitude #InvestingWisdom #WealthBuilding #FinancialFreedom
Follow us on IG: @latinwealth
Email for questions or inquiries: latinwealthpodcast@gmail.com
Wednesday Nov 22, 2023
How To Leverage Your Credit To Build or Buy a Business! w/ Tobi Rosario | Latin Wealth
Wednesday Nov 22, 2023
Wednesday Nov 22, 2023
Welcome to a new weekly series we are launching on the Latin Wealth platform, Wealth Wednesday! On Wealth Wednesday, we will be discussing trending news, Latino culture and topics surrounding business, host by @chrisbelloso and @ricoramirez86.
On today's episode we discussed:
Our guest today
Specializes in leveraging your credit to build or buy businesses
This brother has also found success with real, e-commerce
Welcome Tobi Rosario
Leveraging credit to build or buy businesses - let’s talk about it
Follow us on IG: @latinwealth
Email for questions or inquiries: latinwealthpodcast@gmail.com
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